Legal

Terms and Conditions

Effective Date: July 1, 2026

1. Acceptance of Terms

Welcome to Let’s Talk PBM (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website located at www.letstalkpbm.com (the “Site”), including all content, podcast episodes, educational resources, and features made available through the Site.

By accessing or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, please do not use the Site.

We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to the Site with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

2. About the Site

Let’s Talk PBM is a podcast and educational platform providing information, commentary, and resources related to Patient Blood Management (PBM), drug pricing, healthcare policy, and related topics. The Site is intended for healthcare professionals, employers, plan sponsors, consultants, policymakers, and other interested parties seeking to learn about the PBM industry.

All content on the Site is provided for general informational and educational purposes only. Nothing on the Site constitutes professional medical, legal, financial, or regulatory advice. You should consult qualified professionals before making decisions based on any information found on this Site.

3. Eligibility

The Site is intended for users who are 13 years of age or older. By using the Site, you represent that you are at least 13 years old. The Site is not directed at children under the age of 13, and we do not knowingly collect information from children under 13.

4. Intellectual Property

4.1 Our Content

All content on the Site — including but not limited to podcast episodes, audio recordings, transcripts, articles, blog posts, graphics, logos, and site design — is the property of Let’s Talk PBM or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.

You may access and view Site content for your own personal, non-commercial use. You may not reproduce, distribute, modify, publicly display, publicly perform, republish, download, store, or transmit any content from the Site without our prior written consent, except as follows:

  • You may share links to Site pages and episodes on social media or other platforms
  • You may quote brief excerpts from content for commentary, criticism, or educational purposes, provided you attribute the source
  • You may download or print a single copy of content for your personal, non-commercial reference

4.2 Trademarks

The name “Let’s Talk PBM,” associated logos, and any other marks displayed on the Site are trademarks or service marks of Let’s Talk PBM. Nothing on the Site grants you any right to use our trademarks without our prior written permission.

4.3 User Submissions

If you submit any content to us through the contact form or otherwise — such as questions, feedback, or suggestions — you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, and incorporate that content into our platform or communications. We will not publicly identify you by name without your consent.

5. Acceptable Use

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:

  • Use the Site for any unlawful, fraudulent, or harmful purpose
  • Attempt to gain unauthorized access to any part of the Site or its underlying systems
  • Introduce viruses, malware, or other harmful code to the Site
  • Scrape, crawl, or use automated tools to extract content from the Site without our written permission
  • Misrepresent your identity or affiliation in any communication with us
  • Use the Site in any way that could damage, disable, or impair the Site or interfere with any other party’s use of the Site

We reserve the right to suspend or terminate access to the Site for any user who violates these Terms or engages in conduct we deem harmful to the Site, its users, or our brand.

6. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or timeliness of any content on the Site. Podcast guests’ views and opinions are their own and do not necessarily reflect those of Let’s Talk PBM.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, LET’S TALK PBM AND ITS OWNERS, EMPLOYEES, CONTRACTORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE OR ITS CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SITE EXCEED ONE HUNDRED U.S. DOLLARS ($100.00). SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

8. No Professional or Medical Advice

Content on the Site is intended for general informational purposes only and does not constitute medical, legal, financial, regulatory, or other professional advice. The PBM industry involves complex legal, regulatory, and financial considerations that vary by jurisdiction, employer plan type, and individual circumstances.

Information shared by podcast guests, hosts, or contributors reflects their personal views and professional experience at the time of recording. It should not be relied upon as authoritative guidance for any specific situation. Always consult qualified professionals — including healthcare providers, legal counsel, or benefits advisors — before making decisions.

9. Third-Party Links and Affiliate Products

The Site may contain links to third-party websites, including affiliate products and services. These links are provided for your convenience and informational purposes only. Affiliate links require your active choice to follow — you must click a designated button or link; you will never be automatically redirected.

We do not control, endorse, or assume responsibility for the content, privacy practices, or availability of any third-party websites. Visiting a third-party site is at your own risk and subject to that site’s own terms and conditions. We may receive compensation when you click on or purchase through affiliate links, which does not affect the price you pay or our editorial independence.

10. Behavioral Analytics and Tracking

We use Microsoft Clarity to collect behavioral data about how visitors interact with the Site, including session recordings and heatmaps. By using the Site, you consent to this data collection as described in our Privacy Policy. If you wish to opt out, please refer to the opt-out instructions in the Privacy Policy.

11. Contact Form Submissions

When you submit information through our contact form, you represent that the information you provide is accurate and that you have the right to share it. We will use your submission solely to respond to your inquiry as described in our Privacy Policy.

We are not responsible for any delay or failure to respond to contact form submissions due to technical issues, volume of inquiries, or circumstances outside our control.

12. Copyright Infringement (DMCA)

If you believe that any content on the Site infringes your copyright, please notify us with the following information:

  • A description of the copyrighted work you claim has been infringed
  • The URL or location on the Site where the allegedly infringing content appears
  • Your contact information (name, address, phone number, and email)
  • A statement that you have a good-faith belief that the use is not authorized by the copyright owner
  • A statement, under penalty of perjury, that the information in your notice is accurate and that you are authorized to act on behalf of the copyright owner

Please send DMCA notices to us via the contact form at www.letstalkpbm.com. We will respond to valid notices in accordance with applicable law.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Let’s Talk PBM is domiciled, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or the Site that cannot be resolved informally shall be submitted to binding arbitration under the rules of the American Arbitration Association, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement of intellectual property rights. You waive any right to participate in a class-action lawsuit or class-wide arbitration.

14. Indemnification

You agree to indemnify, defend, and hold harmless Let’s Talk PBM and its owners, employees, contractors, and affiliates from and against any claims, liabilities, damages, losses, and expenses — including reasonable legal fees — arising out of or related to your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

15. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Let’s Talk PBM with respect to your use of the Site and supersede all prior agreements and understandings.

16. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Let’s Talk PBM

Website: www.letstalkpbm.com

You may also use the contact form available on our Site to reach us directly.

These Terms and Conditions were last reviewed and updated on July 1, 2026.